Aftergrad Ledger

Aftergrad Ledger pricing

Choose the payoff support that fits.

Start with one free payoff estimate, buy a reusable printable toolkit, save a personalized report, or add Premium for multiple scenarios and saved debt progress. Each paid offer has its own checkout and access.

Choose a billing period
Student Loan Payoff Toolkit
A reusable, printable U.S. Letter PDF with five planning resources to use at your own pace.
$6.99one-time
  • Loan payoff worksheet and tracker
  • Avalanche and snowball guides
  • Monthly budget template
  • Refinancing comparison checklist
  • Extra-payment calculator instructions

Separate one-time purchase. It does not unlock Premium multiple scenarios or saved debt tracking.

Get the toolkit
Personalized Student Loan Payoff Plan
A saved report based on the loan scenario you enter, with payoff and interest estimates plus the assumptions behind them.
$6.99one-time
  • Saved report and private PDF for your entered scenario
  • Estimated payoff timing and interest, qualified as projections
  • A refinance comparison only when you provide a quote
  • No subscription; toolkit and Premium access are not included

A separate $6.99 purchase for your own scenario. Estimates are not a promise of future results.

Build my payoff plan
Premium
For ongoing tracking
A subscription for borrowers who want to compare more than one plan, use every specialized calculator, and keep debt progress in one account.
$9.99/month
  • Actionable score-improvement strategies tied to your Loan Health Score
  • Access every specialized student-loan calculator and comparison
  • Create and compare multiple payoff scenarios
  • Save debt progress with dated balance check-ins
  • Return to your saved scenarios and tracking from your account
  • One basic payoff scenario and its result remain free

Premium access requires an active subscription. The $6.99 toolkit and $6.99 Personalized Plan are separate purchases.

Keep what is already free

Start with a free estimate.

One basic payoff scenario and its result remain free. Premium adds multiple scenarios and saved debt progress tracking while your subscription is active. The $6.99 toolkit and $6.99 Personalized Plan are separate one-time purchases and do not include Premium.

Use the free calculatorView the $6.99 Student Loan Payoff Toolkit

The toolkit and Personalized Student Loan Payoff Plan do not include one another or Premium access. The Personalized Plan is based on your inputs; payoff and interest projections are estimates, and a refinance comparison uses a quote only when you provide one.