Tools / Premium refinance comparison
Could refinancing change your loan costs?
Compare the remaining cost of one U.S. student loan with a refinance scenario you enter. Use a hypothetical rate, term, and fee to explore how the numbers could change.
Sample inputs are provided to show how the calculator works. Replace them with your own loan details and a hypothetical offer to make an estimate.
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Planning repayment without refinancing?
Estimate payoff timing with the scheduled payment for free, or compare an extra monthly payment with active Premium.
Open the payoff calculator